Unlocking The Power of Self-Insurance with Daniel Campbell

In this episode, Dan Campbell of Campbell Petrie discusses his journey in the benefits consulting world, focusing on self-insurance and captive insurance. He shares insights on the evolution of health insurance, the importance of understanding different insurance models, and how businesses can benefit from innovative strategies to manage healthcare costs. The conversation also touches on real-world examples of companies that have successfully transitioned to captive insurance, emphasizing the long-term financial advantages and the need for a mindset shift among business owners.

In this episode:

00:00 Introduction to Benefits Consulting and Personal Journey
12:11 Understanding Self-Insurance and Captive Insurance
24:40 Navigating the Risks and Benefits of Captives
26:31 Navigating Competition in Health Insurance
27:01 Understanding Health Insurance Costs
28:51 The Benefits of Self-Funding
30:36 Long-Term Financial Planning for Health Insurance
31:57 Shifting Mindsets in Health Insurance
32:54 Client Education and Scenarios
35:03 Cash Flow Benefits of Self-Insurance
36:38 Captives and Business Valuation
37:56 Long-Term Investment Strategies in Health Insurance
39:45 Trends in Captives and Nonprofits
40:40 Questions for Business Owners Considering Captives
41:49 Community and Collaboration in Captives
43:24 Challenges in Healthcare for Retirees
44:55 Personal Insights and Closing Thoughts

Make sure to connect with Dan:
Website: https://campbellpetrie.com/about-us/team/dan-campbell/
LinkedIn: https://www.linkedin.com/in/daniel-j-campbell-bb61246/

#BusinessExits #ESOP #BourbonTalk #Questar

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About Gerry Spitzer:
Gerry Spitzer is an expert in ESOPS and exit planning for business owners. As co-founder of Questar Capital Partners, he helps founders design tax-efficient exit strategies that preserve legacy, reward employees, and maximize value. With 30+ years in wealth management, Gerry works with companies generating $20M–$300M in revenue, guiding them through complex succession and liquidity events.

📞 Connect with Gerry
✉ gerry@ questarcap.com
📱 850-655-6500
🌐 https://www.questarcap.com/
🔗 LinkedIn: https://www.linkedin.com/in/gerry-spitzer-cpwa%C2%AE-cepa%C2%AE-2472895/